For treasury and ALM teams
Balance-sheet analytics that trace every valuation, projection, and risk metric back to its drivers.
ALM Studio combines scenario analysis, attribution, and reporting in one analytical model across the full balance sheet, working alongside existing source systems.
ALM Studio starts from contract-level cash flows and keeps the same analytical foundation through sensitivities, scenarios, and attribution.
Model loans, deposits, securities, and derivatives in one cash flow framework on top of existing source systems.
Compute valuations, risk metrics, and sensitivities from one engine instead of stitching separate tools together.
Carry the link from contract-level inputs up to portfolio and balance-sheet results so every number stays explainable.
Move from fragmented spreadsheets to one repeatable workflow across treasury, ALM, and reporting.
Answer ALCO and governance questions with traceable explanations instead of manual reconciliation.
Test alternatives in minutes instead of requesting overnight batch runs.
Work through Excel, Python, and connected reporting workflows instead of being locked into one vendor interface.
EVE moved overnight. What drove it?
Decompose the move into rate changes, new business, runoff, model updates, and assumption changes — automatically, not by reconciling reports.
The board wants to see the impact of a 200bp rise.
Run the scenario interactively, compare it against alternatives, and present results with full attribution in the same session.
Audit wants to trace an IRRBB figure back to its source.
Follow the reported number from the balance-sheet result through the calculation back to the contracts and assumptions that produced it.
Built for institutions where risk numbers face questions from management, model governance, regulators, and auditors.
Scenario workflow
Interactive scenarios in seconds. Broader balance-sheet scenarios in minutes.
Instead of waiting for another overnight ALM batch.
Consistency
The same projected cash flows support the core balance-sheet metrics.
Instead of reconciling separate model chains for risk, reporting, and explanation.
Governance
Trace balance-sheet results back to contracts, assumptions, and model effects.
Instead of assembling the answer from multiple reports after the committee meeting.
Benchmarks based on internal test environments and client implementations.
Run a scenario, inspect the result, and explain exactly what changed — on a portfolio that looks like yours.
